echeckplan

eCheckPlan is a U.S.-based digital payment platform designed to help businesses accept secure bank payments through electronic and digital checks. Built in alignment with Check 21 (Check Clearing for the 21st Century Act), eCheckPlan enables merchants to generate legally compliant substitute checks without relying on ACH or traditional card processing.

The platform provides a complete RCPO-based digital check workflow, allowing businesses to create checks through a virtual terminal, send invoice payment links, set up recurring payments, and verify bank accounts before accepting payments. Merchants retain full control of their funds by printing and depositing checks directly, reducing dependency on third-party settlement cycles.

eCheckPlan is especially suited for high-risk, high-ticket, and recurring payment businesses, offering lower payment returns, enhanced verification, and signature-free transactions. With no setup or monthly fees, free website integration, and a built-in check verification tool, eCheckPlan delivers a reliable, compliant, and cost-effective alternative to conventional payment processing solutions.